I learned only today that a former friend who was way under 30 years of age died in a head-on collision earlier this year. I had not spoken to this friend since I moved, but only because of that - we simply lost touch with one another. I never would have thought her life could have ended so suddenly and traumatically.
This sad news reminded me of my need for life insurance. I was saddened to hear of her passing, but I was reminded of those she left behind - those who were sidled by the costs of her funeral, on whom the remaining car payments probably fell, who were forced to clean-out her apartment even while grieving her loss. It really hit me hard.
These days, there is no reason not to have life insurance. It is easier than ever to get a quote online and find the best rates and company for your needs, even if you have pre-existing medical conditions or other issues. I do not know the precise differences between term and whole life insurance, but you can find out; all I know is that you need life insurance, especially in this day and age.
So be sure to take a moment to learn more about it and find a plan you can afford.

